Gold Price in Pakistan Today , 20 October 2026: 7 Essential Facts About Gold Rates
Live gold price in Pakistan today, 20 October 2026: Check 24K gold at Rs. 430,500 per tola, 22K rates, 10-gram prices, market trends, and expert buying tips.
The gold price in Pakistan today, Tuesday, 20 October 2026, stands at Rs. 430,500 per tola for 24K gold. The local market rate has decreased by Rs. 1,700 per tola, representing a decline of approximately 0.39%. Meanwhile, 22K gold is priced at Rs. 394,733 per tola, while 21K gold is available at approximately Rs. 376,790 per tola, according to the supplied market figures.
Gold prices change regularly in response to international bullion movements, currency exchange rates, local demand, and market conditions. Therefore, checking the latest rate before buying or selling gold can help consumers make better decisions.
At Tekibin.com, readers can use the latest gold rate information to compare prices by purity and weight, understand recent market movements, and prepare for jewellery purchases. However, local jewellers may quote slightly different prices depending on their location, making charges, and other costs.
Gold Price in Pakistan Today
| PURITY | TOLA | 10 GRAM |
|---|---|---|
| 24K | Rs. 430,500 | Rs. 369,090 |
| 22K | Rs. 394,733 | Rs. 338,333 |
| 21K | Rs. 376,790 | Rs. 322,954 |
| 20K | Rs 358,848 | Rs. 307,575 |
| 18K | Rs. 322,963 | Rs. 276,818 |
Daily market change: Down Rs. 1,700 per tola, or approximately 0.39%, from the previous day’s reported price of Rs. 432,200.
International reference price: $4,125 per ounce, as provided in the source figures. This international price should be checked against a current bullion market source before making a transaction.
Important: These figures are based on the supplied rate information and are not an independently verified live market feed. Confirm the current rate with a reliable local Sarafa Association or bullion dealer before trading.
1. Today’s Gold Rate in Pakistan Explained
The gold rate in Pakistan today reflects the price quoted for different levels of gold purity in the local bullion market. The most commonly followed benchmark is the price of 24-karat gold per tola.
On 20 October 2026, the supplied benchmark for 24K gold is Rs. 430,500 per tola. Compared with the reported price of Rs. 432,200 on 19 October, the rate has fallen by Rs. 1,700.
This decline means that buyers may find gold slightly cheaper than they did the previous day. However, a change in the benchmark rate doesn’t automatically mean that every jewellery shop will reduce its selling price by the same amount.
What Does the Daily Price Change Mean?
Gold prices can rise or fall during a trading session. A daily decrease generally indicates that the current benchmark is lower than the previous reported benchmark.
For today’s figures:
- Previous reported rate: Rs. 432,200 per tola.
- Current reported rate: Rs. 430,500 per tola.
- Difference: Rs. 1,700 lower per tola.
- Percentage change: Approximately 0.39% lower.
These figures provide a useful snapshot of the market. Nevertheless, the final price of a jewellery item also depends on its purity, weight, workmanship, and the seller’s charges.
Why Check Gold Prices Before Shopping?
Checking the latest rate before visiting a jewellery market can help you prepare a realistic budget. It also gives you a reference point when comparing quotations from different shops.
For example, if you’re planning to purchase a gold ring, necklace, or pair of earrings, ask the jeweller to show the gold weight separately from the making charges. This makes it easier to understand what you’re actually paying for.
2. Gold Prices in Pakistan by Purity
Gold purity is an important part of understanding jewellery prices. Pure gold is represented by 24 karats, while lower-karat gold contains a mixture of gold and other metals.
The amount of pure gold in an item affects its value. That’s why a 24K gold rate is higher than the corresponding rates for 22K, 21K, 20K, and 18K gold.
24K Gold Rate Today
The supplied 24K gold price is Rs. 430,500 per tola and Rs. 369,090 per 10 grams.
24K gold is commonly used for investment products, including gold bars and certain coins. Because it contains a very high proportion of gold, it’s also softer than many jewellery alloys.
Buyers should still verify purity and authenticity when purchasing investment gold. A certificate, reputable seller, proper invoice, and clear weight information can help reduce the risk of disputes.
22K Gold Rate Today
The reported 22K gold price is Rs. 394,733 per tola and Rs. 338,333 per 10 grams.
22K gold contains approximately 91.67% gold by mass. The remaining portion consists of other metals that can help improve strength and suitability for jewellery.
Many traditional jewellery designs use 22K gold. Its value depends on the actual gold content, the market benchmark, and any additional costs charged by the jeweller.
21K Gold Rate Today
The supplied 21K gold rate is Rs. 376,790 per tola and Rs. 322,954 per 10 grams.
21K gold contains approximately 87.5% gold. Its exact resale value depends on the verified purity and the price offered by the buyer.
If you’re purchasing 21K jewellery, ask the seller to specify the karat value on the invoice.
20K and 18K Gold Rates
The reported rates are:
- 20K gold: Rs. 358,848 per tola.
- 18K gold: Rs. 322,963 per tola.
18K gold contains 75% pure gold. The remaining metals can give jewellery greater durability and allow different colours, including yellow, white, and rose gold, depending on the alloy.
Lower-karat jewellery isn’t necessarily poor quality. The best choice depends on your budget, intended use, design preference, and resale expectations.
3. Gold Price Per Tola, Per Gram, and Per 10 Grams
Gold prices in Pakistan are commonly quoted per tola, although international markets generally use the troy ounce. Grams are also useful for calculating smaller jewellery items.
One Pakistani tola is approximately 11.6638 grams. This conversion is important because a tola and 10 grams are not the same weight.
Gold Weight Conversion Table
| Weight | Approximate equivalent |
|---|---|
| 1 tola | 11.6638 grams |
| 10 grams | 0.8573 tola |
| 5 grams | 0.4287 tola |
| 1 gram | 0.0857 tola |
| 2 tola | 23.3276 grams |
| 5 tola | 58.319 grams |
How to Estimate the Price of One Gram
To estimate a per-gram price, divide the quoted price per tola by approximately 11.6638.
Using today’s supplied 24K rate:
Rs. 430,500 ÷ 11.6638 = approximately Rs. 36,913 per gram.
This is an approximate mathematical estimate. The supplied 10-gram figure is Rs. 369,090, which gives Rs. 36,909 per gram. The small difference reflects rounding or differences between the supplied figures.
For an actual transaction, use the jeweller’s confirmed rate and the precise weight recorded on the scale.
4. Why Does the Gold Rate Change in Pakistan?
The gold price in Pakistan is influenced by both global markets and domestic economic conditions. Understanding these factors can help readers make sense of daily price movements.
International Gold Prices
Gold is traded globally, and changes in international bullion prices can affect local rates. When international prices rise, domestic gold prices may also increase, provided other factors remain broadly unchanged.
However, international movements don’t always translate directly into identical local changes.
US Dollar and Pakistani Rupee
The exchange rate is another important factor. International gold is commonly priced in US dollars. If the Pakistani rupee weakens against the dollar, imported gold can become more expensive in rupee terms.
Conversely, a stronger rupee may reduce some of the pressure on local gold prices, assuming international prices remain stable.
Supply and Demand
Local demand can change during wedding seasons, festivals, and periods of increased investment interest. Strong demand may affect shop-level premiums and buying conditions.
Supply conditions, transport expenses, and dealer margins can also influence the final quotation.
Interest Rates and Economic Uncertainty
Gold is often considered a store of value during uncertain economic periods. Investors may increase their interest in gold when inflation concerns, financial instability, or geopolitical risks rise.
Still, gold isn’t guaranteed to increase in value. Prices can fall sharply, and buyers should avoid making decisions based only on predictions.
5. Gold Price Monthly Trend in Pakistan
The supplied historical figures show that Pakistan’s 24K gold rate moved lower overall from early September into October, despite several short-term increases.
Selected Gold Prices From September and October
| Date | 24K gold per tola |
|---|---|
| September 2, 2026 | Rs. 449,500 |
| September 9, 2026 | Rs. 454,500 |
| September 30, 2026 | Rs. 441,000 |
| October 11, 2026 | Rs. 437,500 |
| October 12, 2026 | Rs. 435,000 |
| October 13, 2026 | Rs. 432,000 |
| October 15, 2026 | Rs. 432,000 |
| October 17, 2026 | Rs. 434,000 |
| October 19, 2026 | Rs. 432,200 |
| October 20, 2026 | Rs. 430,500 |
Historical figures are reproduced from the supplied data and have not been independently verified.
What Does This Trend Tell Buyers?
The price increased between September 2 and September 9, then moved lower during the remainder of the month. October’s supplied figures also show a downward movement, although some sessions recorded small recoveries.
A falling market can create opportunities for people who already planned to purchase gold. However, it doesn’t guarantee that prices will continue to decline.
Buyers should compare current quotations, calculate their budgets, and avoid rushing into purchases because of a single day’s movement.
Understanding a Gold Price Graph
A 10-day graph is useful for observing recent changes. A one-month chart provides a broader view, while three-month and six-month charts can help readers understand longer-term volatility.
When reviewing a chart, consider:
- The highest and lowest recorded prices.
- The overall direction of the market.
- The size of daily increases and decreases.
- Whether the current price is close to a recent high or low.
A graph describes historical performance; it doesn’t reliably predict future prices.
6. Gold Rates in Karachi, Lahore, and Other Pakistani Cities
Gold buyers across Pakistan often check rates for their own city before visiting a jewellery market. The main cities include Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad, Multan, Hyderabad, Peshawar, Quetta, and Sialkot.
The supplied benchmark can serve as a reference, but actual shop quotations may differ.
Karachi and Hyderabad
Buyers in Karachi often visit established jewellery markets, including the Saddar area. In Hyderabad, local jewellers may use regional market quotations and their own charges.
Before purchasing, compare at least two or three quotations where practical.
Lahore and Punjab
Lahore has established jewellery trading areas, including Rang Mahal. Buyers elsewhere in Punjab, such as Faisalabad and Multan, should also verify the current local benchmark before completing a transaction.
Islamabad, Rawalpindi, Peshawar, and Quetta
Consumers in these cities should ask jewellers to confirm the applicable purity, weight, and market rate. Differences in workmanship charges and seller margins can affect the final bill.
Does Every City Have the Same Gold Rate?
Not necessarily. A benchmark may be similar across several cities, but shop-level prices can vary.
Always confirm whether the quoted amount represents the raw gold price or the total jewellery cost. A jewellery bill may include additional charges that aren’t part of the standard rate per tola.
7. Jewellery Making Charges and Wastage Fees
The gold rate per tola is only one part of the cost of buying jewellery. Making charges, design complexity, and other fees may increase the final amount.
What Are Making Charges?
Making charges cover the labour and workmanship involved in producing jewellery. A simple chain may have a different charge from an intricate necklace or a detailed bridal set.
Jewellers may calculate these charges as a fixed amount, a percentage of the gold value, or another clearly agreed method.
Ask for a written breakdown before placing your order.
What Are Wastage Charges?
Wastage refers to material loss or allowances associated with the jewellery-making process. The amount, calculation method, and whether a separate charge is justified can vary by item and seller.
Don’t automatically accept a large wastage percentage without an explanation. Ask the jeweller to state the percentage, the calculation basis, and the amount in rupees.
Example of a Jewellery Cost Calculation
Suppose you purchase a 24K-equivalent gold quantity valued at Rs. 100,000 before additional charges.
| Cost component | Example amount |
|---|---|
| Gold value | Rs. 100,000 |
| Making charges | Rs. 5,000 |
| Agreed additional charges | Rs. 2,000 |
| Illustrative total | Rs. 107,000 |
This is only an example, not a current market quotation. Actual costs depend on the jewellery’s purity, weight, design, and the seller’s terms.
How to Avoid Unexpected Charges
Before paying, ask the jeweller to list:
- Net gold weight.
- Gold purity or karat.
- Rate used per tola or gram.
- Making charges.
- Any wastage or other additional fees.
- Final payable amount.
Keep the receipt and confirm the return or exchange policy. A transparent bill makes it easier to compare different sellers.
8. What Buyers Should Check Before Visiting a Sarafa Market
A little preparation can make gold shopping easier and help prevent misunderstandings.
Verify the Daily Benchmark
Check the latest rate before leaving home. If the market is moving quickly, confirm it again with the seller before agreeing to a purchase.
Check Purity and Weight
Don’t assume that every item described as gold has the same purity. Ask for the karat marking and, where appropriate, a reliable purity test.
The displayed weight should be clear. If gemstones or non-gold components are present, ask how their weight is treated in the bill.
Request a Proper Invoice
The invoice should identify the seller and describe the item, purity, weight, price calculation, and additional charges.
A detailed receipt can help if you later need to exchange or resell the item.
Compare More Than One Shop
The lowest quoted rate doesn’t always mean the best overall deal. A trustworthy seller who provides clear purity information and transparent charges may be preferable to a seller offering an unusually low price without proper documentation.
9. How to Sell Gold at a Fair Price
Selling gold requires many of the same checks as buying it. The price offered by a jeweller may be lower than the retail purchase price because of dealer margins, testing, refining, and other costs.
Confirm the Actual Gold Content
The resale value depends on the amount of gold in the item, not merely its appearance or total weight.
A 22K item and an 18K item of the same weight contain different amounts of pure gold. Ask how the buyer determines the item’s purity.
Understand Deductions
Before accepting an offer, request a clear explanation of any deductions. These may relate to purity, non-gold components, refining, or the buyer’s margin.
Ask for the final amount you will receive rather than comparing only headline rates.
Compare Offers
Where possible, obtain quotations from multiple reputable dealers. Keep your original invoice if available, but remember that the amount you originally paid may not match the current resale value.
Gold prices can change between the purchase and sale dates, and making charges may not be recovered when selling jewellery.
10. Is Gold a Good Investment in Pakistan?
Gold can be part of a diversified financial plan, but it’s important to understand both its potential benefits and its limitations.
Potential Benefits
Some investors buy gold to diversify their assets or maintain exposure to a physical commodity. Gold is also widely recognised and traded, although the ease and cost of selling depend on the product and market.
Important Risks
Gold prices can decline, sometimes substantially. Physical gold may also involve storage, security, authenticity, and resale costs.
Jewellery isn’t always the most efficient investment vehicle because making charges and other costs may not be recovered on resale.
A Sensible Approach for Beginners
Before buying gold as an investment:
- Set a budget that doesn’t interfere with essential expenses.
- Keep emergency savings separate.
- Compare the total purchase cost with the likely resale terms.
- Avoid borrowing money solely to speculate on gold prices.
- Don’t assume that a recent price decline guarantees a future recovery.
If you need personalised investment advice, consider consulting a qualified financial professional.
For general market education, readers can also explore the World Gold Council, which publishes information about gold markets and investment demand.
11. How to Calculate Gold Value Using a Gold Calculator
A gold calculator helps estimate the value of gold based on weight and purity. It can be useful when comparing jewellery quotations or estimating the metal value of an item.
Step 1: Enter the Weight
Enter the item’s weight in grams or tola. Make sure the unit matches the number you’ve entered.
Step 2: Select the Purity
Choose the appropriate purity, such as 24K, 22K, 21K, or 18K.
Step 3: Enter the Correct Rate
Use a confirmed current benchmark. If the calculator accepts a 24K rate only, it must account for the lower gold content of other karats.
Step 4: Review the Estimate
Check the calculated metal value and then consider any making charges or other costs separately.
A basic calculation for pure gold content is:
Estimated pure-gold value = Weight × Price per gram for 24K gold × Purity percentage
For example, 10 grams of 22K gold contain approximately 9.167 grams of pure gold. The final purchase or resale amount can still differ because of market pricing methods and transaction costs.
12. International Gold Rates and Their Effect on Pakistan
Gold is traded internationally, and local prices are influenced by changes in the global bullion market.
The supplied international reference for 20 October 2026 is $4,125 per ounce. This figure is included as provided and should not be treated as an independently verified live quotation.
What Is a Troy Ounce?
International precious-metal prices are commonly quoted per troy ounce, which equals approximately 31.1035 grams.
A troy ounce differs from the standard ounce used for many everyday goods. This distinction matters when converting international gold prices into local weights.
Why Doesn’t the International Price Equal the Pakistani Rate?
The international benchmark is generally quoted in US dollars, whereas Pakistani consumers pay in rupees. Currency conversion, local market premiums, taxes or applicable charges, transport costs, and dealer margins can affect the domestic price.
Consequently, international and local rates may not move by exactly the same amount on every day.
13. Gold Rate Archive: October 11–20, 2026
Historical records help readers compare the current benchmark with previous sessions.
| Date | 24K gold per tola | 22K gold per tola |
|---|---|---|
| October 20 | Rs. 430,500 | Rs. 394,732 |
| October 19 | Rs. 432,200 | Rs. 396,294 |
| October 18 | Rs. 434,000 | Rs. 397,936 |
| October 17 | Rs. 434,000 | Rs. 397,936 |
| October 16 | Rs. 434,000 | Rs. 397,940 |
| October 15 | Rs. 432,000 | Rs. 396,112 |
| October 14 | Rs. 432,500 | Rs. 396,572 |
| October 13 | Rs. 432,000 | Rs. 396,112 |
| October 12 | Rs. 435,000 | Rs. 398,861 |
| October 11 | Rs. 437,500 | Rs. 401,145 |
The archive reproduces the supplied historical data. Some entries contain small inconsistencies between the headline, table, and calculated purity rates; verify figures before relying on them for a transaction.
What Can the Archive Tell You?
The table shows a decline in the supplied 24K benchmark from Rs. 437,500 on October 11 to Rs. 430,500 on October 20.
This is a decrease of Rs. 7,000 per tola over the period. It provides historical context, but it doesn’t establish what the rate will be tomorrow.
14. Frequently Asked Questions About Gold Prices in Pakistan
Q1. What is the price of 1 tola 24K gold in Pakistan today?
The supplied rate for Tuesday, 20 October 2026, is Rs. 430,500 per tola for 24K gold. Confirm the current quotation with a local bullion dealer before buying or selling.
Q2. What is the price of 1 tola 22K gold today?
The supplied 22K gold rate is approximately Rs. 394,733 per tola. The historical table contains a slightly different figure of Rs. 394,732 for the same date, so the precise rate should be verified.
Q3. What is the price of 10 grams of 24K gold?
The supplied price is Rs. 369,090 per 10 grams of 24K gold. Actual shop quotations may differ.
Q4. Why did the gold rate decrease on October 20, 2026?
The supplied figures show a decline of Rs. 1,700 per tola compared with the reported previous-day rate. Possible influences include international bullion movements, currency changes, and local market conditions. The exact cause of this particular decline hasn’t been independently established here.
Q5. Is 22K gold better than 24K gold for jewellery?
It depends on the intended use. 24K gold has a higher gold content but is relatively soft, while 22K gold contains other metals that can improve durability. Jewellery design and the required strength should guide your choice.
Q6. How many grams are in one tola of gold?
One Pakistani tola is approximately 11.6638 grams. This conversion is useful when comparing tola prices with prices quoted per gram or per 10 grams.
Q7. Do gold rates remain the same across Pakistan?
Not always. Benchmark rates may be similar across cities, but retail quotations can vary because of local market conditions, making charges, and dealer margins.
Q8. Are jewellery making charges included in the gold rate?
Usually, a quoted benchmark rate refers to the gold itself rather than the complete jewellery bill. Ask the jeweller to show the metal value, making charges, and any additional costs separately.
Q9. Should I buy gold when prices fall?
A lower rate may suit someone who has already planned a purchase, but one day’s decline doesn’t guarantee further decreases. Compare prices, consider your budget, and understand the risks before making an investment decision.
Q10. How can I check gold prices regularly?
Follow a reliable local bullion-market source and compare its published benchmark with the quotation from your jeweller. You can also visit Tekibin.com for gold-rate updates and related market information.
Conclusion: Check the Latest Gold Rate Before You Buy
The supplied gold price in Pakistan today, 20 October 2026, is Rs. 430,500 per tola for 24K gold, down Rs. 1,700 from the previous reported session. The corresponding supplied rates are Rs. 394,733 for 22K gold and Rs. 376,790 for 21K gold per tola.
Gold prices can change as international bullion markets, currency exchange rates, and local demand shift. That’s why buyers should check current quotations, confirm purity and weight, and understand additional charges before completing a transaction.
Whether you’re buying jewellery, selling old gold, or following bullion prices as part of your financial research, reliable information and careful calculations can help you make more informed choices.
Stay connected with Tekibin.com for gold and silver rate updates, market information, and practical guides for Pakistani consumers.