Live Silver Price in Pakistan Today 20 Oct, 2026 – 7 Essential Facts About Chandi Rates
The silver rate in Pakistan today is Rs. 6,352 per tola on Tuesday, October 20, 2026, according to the local Sarafa market figures provided for this update. The price of 10 grams of silver is Rs. 5,444, while one gram costs approximately Rs. 544.40. These rates help buyers, jewellery shoppers, traders, and investors estimate the value of silver before making a purchase.
Silver prices can change because of international market movements, fluctuations in the Pakistani rupee, and changes in local demand. Therefore, checking the latest chandi rate before visiting a jewellery shop is a sensible step.
On this page, you’ll find today’s silver prices, rates in major Pakistani cities, the previous ten days of market history, a simple price calculation method, information about silver purity, and answers to common questions.
Silver Prices In Cities Of Pakistan
| CITY | PER TOLA | 10 GRAMS |
|---|---|---|
| Karachi | Rs. 6352 | Rs. 5444 |
| Hyderabad | Rs. 6352 | Rs. 5444 |
| Lahore | Rs. 6352 | Rs. 5444 |
| Multan | Rs. 6352 | Rs. 5444 |
| Islamabad | Rs. 6352 | Rs. 5444 |
These figures are reference market rates. The final amount charged by a jeweller or bullion dealer may differ according to purity, workmanship, product type, and the seller’s margin.
Silver Rate In Pakistan For Last 10 Days
| DATE | PER TOLA | 10 GRAMS |
|---|---|---|
| Oct 20, 26 | Rs. 6,352 | Rs. 5,444 |
| Oct 19, 26 | Rs. 6,352 | Rs. 5,444 |
| Oct 18, 26 | Rs. 6,402 | Rs. 5,487 |
| Oct 17, 26 | Rs. 6,402 | Rs. 5,487 |
| Oct 16, 26 | Rs. 6,402 | Rs. 5,487 |
| Oct 15, 26 | Rs. 6,301 | Rs. 5,401 |
| Oct 14, 26 | Rs. 6,452 | Rs. 5,530 |
| Oct 13, 26 | Rs. 6,651 | Rs. 5,701 |
| Oct 12, 26 | Rs. 6,651 | Rs. 5,701 |
| Oct 11, 26 | Rs. 6,662 | Rs. 5,710 |
The silver rate in Pakistan today stands at Rs. 6,352 per tola. This is a useful reference for anyone planning to buy chandi jewellery, silver bars, coins, or other silver products.
The price of silver isn’t always the same as the final retail price. A shop may charge additional amounts for making, packaging, testing, or other services. For that reason, buyers should confirm both the market rate and the total purchase price.
Live Silver Rates for October 20, 2026
| Silver Weight | Price in Pakistan |
|---|---|
| 1 tola | Rs. 6,352 |
| 10 grams | Rs. 5,444 |
| 1 gram | Rs. 544.40 |
| 100 grams | Rs. 54,440 |
| 1 kilogram | Rs. 544,400 |
The 100-gram and 1-kilogram figures are calculated using the supplied 10-gram rate. They are estimates for pure silver before any dealer charges or product premiums.
What Does Today’s Silver Price Mean for Buyers?
A lower silver price can make buying more affordable, while a higher price can increase the cost of jewellery and bullion. However, a single day’s movement doesn’t tell you what the market will do next.
If you’re buying silver for personal use, focus on quality, weight, and the total price. If you’re buying it as an investment, consider the difference between the purchase price and the amount a dealer may pay when you sell.
Check the latest figures on Tekibin.com before making a purchase, and confirm the final rate with a trusted local jeweller.
Silver Prices in Major Cities of Pakistan
Silver prices are generally based on market benchmarks shared across Pakistan. However, the final retail price can vary from one city or shop to another.
The following table uses the supplied reference rates for October 20, 2026.
| City | Price per Tola | Price per 10 Grams |
|---|---|---|
| Karachi | Rs. 6,352 | Rs. 5,444 |
| Hyderabad | Rs. 6,352 | Rs. 5,444 |
| Lahore | Rs. 6,352 | Rs. 5,444 |
| Multan | Rs. 6,352 | Rs. 5,444 |
| Islamabad | Rs. 6,352 | Rs. 5,444 |
Silver Rate in Karachi
Karachi is an important commercial centre with an active jewellery and bullion market. Buyers should compare the quoted silver rate with the product’s purity and weight. Making charges may also affect the final price of jewellery.
Silver Rate in Lahore
Lahore’s jewellery market serves customers buying silver ornaments, gifts, and other products. Ask the seller whether the quoted price applies to pure silver, sterling silver, or another alloy.
Silver Rate in Islamabad and Other Cities
Customers in Islamabad, Hyderabad, Multan, and other cities can use the reference rate to estimate silver’s value. However, the final price should be confirmed locally, especially when buying branded bars or finished jewellery.
Silver Rate in Pakistan for the Last 10 Days
Historical rates help buyers understand recent market movements. They don’t guarantee future prices, but they can show whether silver has recently become more expensive or less expensive.
The following figures are based on the supplied market history.
| Date | Price per Tola | Price per 10 Grams |
|---|---|---|
| October 20, 2026 | Rs. 6,352 | Rs. 5,444 |
| October 19, 2026 | Rs. 6,352 | Rs. 5,444 |
| October 18, 2026 | Rs. 6,402 | Rs. 5,487 |
| October 17, 2026 | Rs. 6,402 | Rs. 5,487 |
| October 16, 2026 | Rs. 6,402 | Rs. 5,487 |
| October 15, 2026 | Rs. 6,301 | Rs. 5,401 |
| October 14, 2026 | Rs. 6,452 | Rs. 5,530 |
| October 13, 2026 | Rs. 6,651 | Rs. 5,701 |
| October 12, 2026 | Rs. 6,651 | Rs. 5,701 |
| October 11, 2026 | Rs. 6,662 | Rs. 5,710 |
What Does the Recent Price History Show?
The supplied figures show that silver moved from Rs. 6,662 per tola on October 11 to Rs. 6,352 per tola on October 20.
That represents a decrease of Rs. 310 per tola, or approximately 4.65%, over this period.
The market didn’t move in one direction every day. For example, the rate dropped to Rs. 6,301 on October 15 before rising to Rs. 6,402 on October 16. This illustrates why checking the latest rate matters.
Historical prices should always be compared on a consistent basis. Differences in purity, weight, and retail charges can make two apparently similar prices difficult to compare.
How to Calculate the Price of Silver
Calculating the value of silver is straightforward once you know its weight and the applicable price. You can calculate the estimated cost of a purchase using the per-tola or per-gram rate.
At today’s reference price, one tola costs Rs. 6,352 and one gram costs Rs. 544.40.
Silver Price Calculation Formula
For weight in tolas:
Estimated silver value = Weight in tolas × Rate per tola
For weight in grams:
Estimated silver value = Weight in grams × Rate per gram
Examples of Silver Price Calculations
| Weight | Calculation | Estimated Value |
|---|---|---|
| 1 gram | 1 × Rs. 544.40 | Rs. 544.40 |
| 5 grams | 5 × Rs. 544.40 | Rs. 2,722 |
| 10 grams | 10 × Rs. 544.40 | Rs. 5,444 |
| 2 tolas | 2 × Rs. 6,352 | Rs. 12,704 |
| 5 tolas | 5 × Rs. 6,352 | Rs. 31,760 |
| 10 tolas | 10 × Rs. 6,352 | Rs. 63,520 |
These calculations assume the reference rate applies to the silver being purchased. The actual price may be different for lower-purity products or items with additional charges.
How to Use a Silver Rate Calculator
A silver calculator can help you estimate a product’s metal value before visiting a shop.
- Select the weight unit, such as grams or tolas.
- Enter the amount of silver you want to calculate.
- Apply the latest price for the relevant purity.
- Calculate the estimated metal value.
- Add any applicable making charges or dealer premiums.
For example, if you want to buy five tolas of silver, multiply five by Rs. 6,352. The estimated metal value is Rs. 31,760, before additional charges.
Silver Rate by Weight and Purity
Silver is sold in different weights and purities. Understanding these differences helps buyers compare prices more accurately.
Silver Price by Weight
The following table provides estimated values based on the supplied 10-gram reference rate.
| Weight | Estimated Price |
|---|---|
| 1 gram | Rs. 544.40 |
| 5 grams | Rs. 2,722 |
| 10 grams | Rs. 5,444 |
| 50 grams | Rs. 27,220 |
| 100 grams | Rs. 54,440 |
| 500 grams | Rs. 272,200 |
| 1 kilogram | Rs. 544,400 |
These figures are mathematical estimates, not independently verified retail quotations.
How Purity Affects the Price
Silver purity indicates how much actual silver a product contains. For example, 999 silver contains approximately 99.9% silver, while 925 silver contains 92.5%.
If a product contains less silver by weight, its metal value will generally be lower, assuming the same reference price and no other costs.
However, the retail price of jewellery also depends on design, workmanship, brand, and demand. Therefore, purity alone doesn’t determine the final price.
Understanding 999, 925, and 800 Silver
Different silver grades are used for bullion, jewellery, ornaments, and household products. Buyers should know which grade they’re purchasing before comparing quotations.
What Is 999 Fine Silver?
999 silver is commonly called fine silver. It contains approximately 99.9% silver and is often used in investment bars, bullion, and some coins.
Buyers interested in silver bars should check the stated purity, weight, manufacturer, and any available authenticity documentation. Packaging and branding can help with identification, but they shouldn’t replace proper verification.
What Is 925 Sterling Silver?
925 silver, also known as sterling silver, contains 92.5% silver. The remaining portion generally consists of other metals added to improve strength and durability.
This grade is widely used for rings, necklaces, bracelets, earrings, and decorative items.
Because sterling silver isn’t pure silver, its value shouldn’t automatically be calculated using the full fine-silver rate for every gram. The metal content must be considered.
What Is 800 Silver?
800 silver contains 80% silver. It may be found in certain older ornaments, utensils, and other silver-alloy products.
When buying or selling an item marked 800, confirm its actual composition. An item’s age, condition, design, and collectible value may also influence its selling price.
Which Silver Purity Is Best?
The best grade depends on your purpose.
- For bullion: Fine silver, often marked 999, is a common choice.
- For jewellery: Sterling silver, marked 925, is widely used.
- For older items: The purity and authenticity of 800 silver should be checked before valuation.
Always compare like with like. A 999 silver bar and a 925 silver bracelet aren’t directly comparable by weight alone.
What Is the Silver Nisab for Zakat?
Silver Nisab is a threshold used in calculating Zakat under relevant Islamic rulings. A commonly used silver benchmark is 52.5 tolas of silver, although the applicable calculation and the way it is applied can depend on the scholarly guidance followed.
Using the supplied rate of Rs. 6,352 per tola, the estimated value of 52.5 tolas is:
52.5 × Rs. 6,352 = Rs. 333,480
This is a reference calculation for October 20, 2026, not a universal Zakat determination.
Who Should Check the Silver Nisab?
A person assessing Zakat may need to consider cash, gold, silver, business inventory, debts, and other relevant assets, depending on the applicable rules.
The silver benchmark is used in some approaches to determine whether wealth reaches the Nisab threshold. Different scholarly opinions may apply different rules to particular asset combinations and circumstances.
Does Reaching Nisab Automatically Mean Zakat Is Due?
Not necessarily in every case. Other conditions, including the relevant ownership period and the type of wealth held, may matter.
For a personal ruling, consult a qualified scholar who can assess your circumstances. You can also read general educational information about Zakat from a reputable Islamic authority, such as Islamic Relief’s Zakat guidance.
Why Does the Silver Rate Change Every Day?
Silver prices can change frequently because several international and local factors influence the market.
1. International Silver Prices
Silver is traded in international markets. Changes in global supply, industrial demand, investment activity, and economic expectations can affect its price.
2. The US Dollar and Pakistani Rupee
International silver prices are commonly quoted in US dollars. When the Pakistani rupee weakens against the dollar, imported silver can become more expensive in rupee terms, even if the international price remains unchanged.
Conversely, a stronger rupee can reduce some of the pressure on local prices.
3. Industrial Demand
Silver is used in electronics, solar technology, electrical components, and various industrial applications. Changes in industrial demand can influence expectations about the metal’s value.
4. Jewellery and Retail Demand
Jewellery purchases, seasonal shopping, and changes in consumer demand can affect local trading activity.
5. Dealer Margins and Local Costs
Import costs, transportation, testing, taxes where applicable, and dealer margins can influence the final amount paid by customers.
These factors don’t always move in the same direction. As a result, local silver prices can rise or fall even when one market indicator appears stable.
Local Silver Rates vs International Silver Prices
The local silver rate in Pakistan may differ from the international silver price converted into Pakistani rupees.
International quotations often refer to a specific market price and weight unit. Local retail quotations may include additional costs associated with bringing the metal to market and selling it to customers.
Why Are the Prices Different?
Common reasons include:
- Currency conversion from US dollars to Pakistani rupees.
- Import and transportation expenses.
- Local supply and demand.
- Applicable taxes and other costs.
- Differences between wholesale and retail quotations.
- Dealer premiums and product-specific charges.
How Can Buyers Compare Prices Fairly?
First, make sure both quotations refer to the same purity and weight. Then convert the prices into the same currency and unit.
For example, comparing the international price of fine silver with the retail price of a 925 silver bracelet without adjusting for purity and workmanship can lead to a misleading conclusion.
The silver rate published on Tekibin.com should be treated as a local reference, not a guarantee of the price available at every shop.
Silver Bars, Jewellery, and Investment
Silver is purchased for different reasons. Some people buy jewellery for personal use, while others prefer bars or coins because they’re easier to value by their metal content.
Buying Silver Bars
Silver bars are often sold in standard weights. Before buying one, check its weight, purity, seller reputation, and any authenticity documentation.
Popular names mentioned by local buyers may include KBE, PSL, and BMW. However, availability and authenticity can vary, so verify the actual manufacturer and product details rather than relying on a brand name alone.
Ask for a receipt that identifies the product and its weight. Also, find out whether the dealer will buy the bar back and what deductions may apply.
Buying Silver Jewellery
Silver jewellery is valued partly for its metal content and partly for its craftsmanship and design.
When purchasing jewellery, ask for the purity mark, exact weight, making charges, and return or exchange conditions. A decorative item may cost more than its raw silver value because of workmanship.
Is Silver a Good Investment?
Silver can be part of a diversified investment approach, but its price can be volatile. It doesn’t provide guaranteed profits, and the amount received when selling may be lower than the original purchase price.
Consider your budget, storage arrangements, authenticity checks, and the difference between buying and selling prices before making a decision.
Never assume that a recent price decline guarantees a rebound or that a rising market will continue indefinitely.
What to Check Before Buying Silver
A few basic checks can help you avoid unnecessary costs and make a more informed purchase.
Confirm the Purity
Ask whether the product is 999, 925, 800, or another grade. If the purity is uncertain, consider professional testing before paying a significant amount.
Check the Weight
Make sure the weight is measured accurately. Understand whether the quoted amount refers to a tola, gram, or another unit.
Ask About Extra Charges
Confirm whether the quoted price includes making charges, packaging, testing, and other applicable costs. Request a breakdown of the total price.
Compare More Than One Seller
Compare quotations from two or three reputable dealers. Make sure each quotation refers to the same purity, weight, and product type.
Keep a Receipt
A receipt should ideally include the date, weight, purity, price, and seller details. This information can be useful if you later need to verify the purchase or request an exchange.
Understand the Resale Price
Before buying silver as an investment, ask how the seller calculates its buyback price. A dealer may apply deductions or offer a different rate when purchasing silver from a customer.
Frequently Asked Questions About Silver Rates in Pakistan
1. What Is the Silver Rate in Pakistan Today?
The supplied reference silver rate for October 20, 2026, is Rs. 6,352 per tola. Confirm the latest local quotation before purchasing silver.
2. What Is the Price of 1 Gram of Chandi in Pakistan?
One gram of silver is approximately Rs. 544.40, based on the supplied 10-gram rate of Rs. 5,444.
3. What Is the Price of 10 Grams of Silver Today?
The reference price for 10 grams of silver is Rs. 5,444 on October 20, 2026.
4. What Is the Price of 1 Kilogram of Silver in Pakistan?
Using the supplied reference rate, one kilogram of silver is approximately Rs. 544,400. The actual selling price can vary by purity, product type, and dealer charges.
5. Is the Silver Rate the Same in Karachi and Lahore?
The supplied reference figures show Rs. 6,352 per tola in both Karachi and Lahore. However, individual sellers may quote different retail prices.
6. Why Does the Silver Rate Change Every Day?
International silver prices, exchange rates, industrial demand, local buying activity, and dealer costs can all influence the rate.
7. Which Silver Is Better for Investment: 999 or 925?
999 silver contains more silver by weight and is commonly used for bullion. 925 silver is widely used for jewellery because it is more durable. The appropriate choice depends on your purpose and the product’s resale terms.
8. How Is the Silver Nisab Calculated?
Using a benchmark of 52.5 tolas and the supplied rate of Rs. 6,352 per tola, the estimated value is Rs. 333,480. Consult a qualified scholar for guidance on how Nisab and Zakat apply to your circumstances.
9. Is Silver a Safe Investment?
Silver prices can fluctuate, and profits aren’t guaranteed. Buyers should verify authenticity, understand transaction costs, and consider their financial circumstances before investing.
10. How Can I Calculate the Value of My Silver?
Multiply the weight in tolas by the applicable rate per tola, or multiply the weight in grams by the rate per gram. Adjust the result for purity and any relevant additional charges.
Conclusion
The silver rate in Pakistan today, October 20, 2026, is Rs. 6,352 per tola, Rs. 5,444 per 10 grams, and approximately Rs. 544.40 per gram, based on the supplied local market figures.
Recent history shows that silver prices can change over a short period. Buyers should therefore check the current quotation, compare prices, verify purity, and understand additional charges before making a purchase.
Whether you’re buying silver jewellery, considering a bullion bar, or simply tracking the market, reliable information can help you make a better-informed decision.
Visit Tekibin.com for silver rate updates, gold prices, currency information, and useful financial tools. Always confirm the final price with a trusted local dealer before completing a transaction.
Market note: Prices in this article are based on the supplied figures and have not been independently verified. Rates may change during the day and can differ by seller and product purity.